Travel Insurance in Ontario, Canada
Travel With Confidence, Anywhere in the World
Whether you’re exploring another country, traveling across Canada, or visiting family abroad, unexpected events can disrupt your plans. At Solutions Insurance Group, we provide travel insurance that protects your health, finances, and peace of mind while you’re away.
🔎 What Is Travel Insurance?
Travel insurance covers you against unexpected risks while traveling. From medical emergencies to trip cancellations, it ensures you’re not left with high bills or stress when the unexpected happens.
Coverage may include:
- 🏥 Emergency Medical Coverage – Hospital bills, doctor visits, and prescriptions outside Ontario
- 💳 Trip Cancellation & Interruption – Reimbursement for non-refundable travel expenses if you must cancel or cut your trip short
- 🛄 Baggage Loss or Delay – Covers lost, stolen, or delayed luggage and personal items
- ⚖️ Accidental Death & Dismemberment (AD&D) – Provides financial support in case of serious injury or death while traveling
- 🏠 Emergency Return Home – Covers the cost if you must return early due to family illness or emergencies
📝 Is Travel Insurance Mandatory?
- By law in Ontario: Travel insurance is not mandatory.
- By travel providers: Some destinations, tour operators, and cruises require proof of travel insurance.
- By best practice: Strongly recommended — because OHIP (Ontario Health Insurance Plan) covers very limited medical costs outside Ontario or Canada.
👉 Example: A hospital visit in the U.S. could cost $10,000+ per day, which OHIP would not cover — but travel insurance would.
🌟 Types of Travel Insurance
- Single-Trip Insurance – Coverage for one trip outside Ontario or Canada
- Multi-Trip Annual Plans – For frequent travelers who want year-round protection
- Visitors to Canada Insurance – Coverage for family, international students, or new immigrants visiting Ontario
- Snowbird Insurance – Extended coverage for long stays outside Canada (popular for winter travel)
- Business Travel Insurance – Protection for employees traveling for work
🛡️ Why Get Travel Insurance Through a Broker?
Travel insurance policies can vary widely. Our brokers help you:
- ✅ Find the right coverage based on your destination and trip length
- ✅ Compare rates from Ontario’s top travel insurers
- ✅ Ensure pre-existing medical conditions are covered where possible
- ✅ Bundle travel insurance with life or health plans for added savings.
