Identity Theft Insurance in Ontario, Canada

Protecting You Against Digital and Financial Risks

Identity theft is one of the fastest-growing crimes in Canada. From stolen credit card numbers to hacked personal information, recovering your identity can be stressful and costly. At Solutions Insurance Group, we provide identity theft insurance to help safeguard your financial well-being and give you peace of mind.

🔎 What Is Identity Theft Insurance?

Identity theft insurance helps cover the expenses and support services needed to restore your identity and credit if you become a victim of fraud.

Coverage may include:

• 💳 Reimbursement of Financial Losses – Certain expenses resulting from fraud
• 📄 Credit Monitoring & Alerts – Helps detect suspicious activity early
• ⚖️ Legal Fees – Costs for legal help if needed to restore your identity
• ⏱️ Lost Wages – Compensation if you miss work while resolving identity theft issues
• 🧾 Restoration Services – Access to specialists who guide you through recovery

📝 Is Identity Theft Insurance Mandatory in Ontario?

• By law: No, identity theft insurance is not mandatory.
• By lenders/credit providers: Some banks and credit card companies offer limited protection, but it’s not the same as a full policy.
• Best practice: Strongly recommended if you shop online, use digital banking, or share personal information electronically.
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🌟 What Does Identity Theft Insurance Protect Against?

• Fraudulent use of your credit card or bank accounts
• Someone opening new loans, mortgages, or credit lines in your name
• Stolen government documents (driver’s license, SIN, passport)
• Phishing scams and cyber fraud
• Unauthorized access to your personal online accounts.
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🛡️ Why Choose Identity Theft Insurance Through a Broker?

While banks may offer limited protection, a full identity theft policy gives you broader support. Our brokers help you:

• ✅ Find affordable protection from top Ontario insurers
• ✅ Understand what’s included vs. excluded in policies
• ✅ Combine identity theft coverage with home or auto insurance for convenience and savings.
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