Professional Service 

Protect Your Career, Your Business, and Your Reputation

At Solutions Insurance, we know that professionals face unique risks every day. Whether you’re an advisor, consultant, accountant, or creative agency owner, your expertise is what clients rely on. But even the most skilled professionals can face disputes or lawsuits if something goes wrong—or even if a client simply believes it did.

That’s why Professional Service Insurance (often called Professional Liability Insurance or Errors & Omissions Insurance) is so important. It safeguards you against claims of negligence, mistakes, or failure to deliver expected results, ensuring that one claim doesn’t put your entire business at risk.

What is Professional Service Insurance?

Professional Service Insurance is a type of business insurance for professionals who provide advice or specialized services. It helps cover the costs of defending yourself against claims and can pay for settlements or judgments if you’re found liable.

Even if you always act with the highest standards, misunderstandings happen. Without proper coverage, defending yourself could mean thousands of dollars in legal fees—and serious damage to your reputation. With E&O coverage, you get the financial protection and peace of mind you need to focus on doing your best work.

Who Needs Professional Liability Insurance?

If your work involves giving advice, creating strategies, or providing expert services, you need protection. Common professions that benefit from Errors and Omissions Insurance include:

• Consultants & Business Advisors – HR, management, or financial guidance.

• Accountants & Tax Professionals – Audit, tax filing, and financial planning.

• IT & Technology Experts – Software developers, cybersecurity specialists, and IT service providers.

• Healthcare & Wellness Providers – Counselors, therapists, nutritionists.

• Legal Professionals – Lawyers, notaries, paralegals.

• Architects & Engineers – Planning, design, and construction roles.

• Creative & Marketing Agencies – Advertising, branding, and design firms.

If a client could hold you responsible for financial losses, professional liability insurance is essential.

What Does Professional Service Insurance Cover?

Policies are designed to match the risks of your profession, but generally include:

• Errors or Oversights in the services you provide.

• Negligence Claims, even if unintentional.

• Misrepresentation or inaccurate advice.

• Contract Disputes over expected results.

• Defense Costs, including legal fees and court expenses.

Even if a lawsuit is baseless, defense costs alone can be overwhelming. Professional Service Insurance ensures you’re protected.

Why Choose Solutions Insurance?

At Solutions Insurance, we don’t just sell policies—we provide solutions. Our team specializes in tailoring coverage that fits the unique challenges of your profession.

• Custom Insurance Plans designed for your industry.

• Expert Guidance from advisors who understand professional risks.

• Trusted Protection that shields your finances and reputation.

• Ongoing Support as your business grows and evolves.

With us, you’re not just buying insurance—you’re gaining a partner who’s committed to protecting your success.