Group Insurance in Ontario, Canada

Benefits That Support Your Team and Your Business

A strong employee benefits plan helps you attract and retain talent, boost productivity, and support the well-being of your team. At Solutions Insurance Group, we design group insurance plans tailored to Ontario businesses of all sizes.

🔎 What Is Group Insurance?

Group insurance provides health, dental, and financial benefits to employees (and often their families) under one plan, sponsored by the employer. It ensures employees get affordable coverage, while businesses gain a competitive edge.

Coverage may include:

• 🏥 Extended Health Care – Prescription drugs, vision, paramedical services (physiotherapy, massage, chiropractic, etc.)
• 🦷 Dental Care – Cleanings, fillings, orthodontics, and major restorative care
• ❤️ Life Insurance – Basic life and accidental death coverage for employees
• 💵 Disability Insurance – Short-term and long-term income protection if an employee can’t work
• 💡 Employee Assistance Programs (EAPs) – Mental health and wellness support

📝 Is Group Insurance Mandatory in Ontario?

• By law: Employers in Ontario are not legally required to offer group insurance.
• By best practice: Many companies provide it to stay competitive in the job market.
• By contracts/unions: Some industries or unions may require employer-sponsored benefits.

🌟 Types of Group Insurance Plans

1. Health & Dental Plans
   • Covers everyday medical, dental, and vision needs
2. Group Life & Disability Insurance
   • Protects employees and their families with financial security
3. Group RRSP / Retirement Benefits
   • Helps employees save for the future with employer contributions
4. Flexible Benefits Packages
   • Employees can choose from a menu of benefit options that best suit their needs

🌟 Why Offer Group Insurance?

• ✅ Attract and retain top talent
• ✅ Improve employee health, morale, and productivity
• ✅ Protect employees and their families financially
• ✅ Strengthen your company culture and reputation

🛡️ Why Get Group Insurance Through a Broker?

Every business is unique, and so are its employees. Our brokers help you:

1. ✅ Customize benefits to fit your team and budget
2. ✅ Compare packages from Ontario’s top group insurers
3. ✅ Ensure compliance with contracts and industry standards
4. ✅ Support ongoing plan management and employee education