Storage Unit Insurance in Ontario, Canada

Protecting What You Store, Not Just Where You Live

Renting a storage unit is a great way to free up space — but it also creates risk. Standard home or tenant insurance may not fully protect items stored offsite. At Solutions Insurance Group, we provide storage unit insurance to ensure your belongings are safe, no matter where they’re stored.

🔎 What Is Storage Unit Insurance?

Storage unit insurance provides financial protection for personal or business property stored outside your home. It covers losses from theft, fire, vandalism, and other risks that can happen in a storage facility.

Coverage may include:

• 🛋️ Contents Coverage – Furniture, clothing, electronics, or seasonal items
• 🏢 Business Property Coverage – Inventory, tools, or supplies stored offsite
• 🔒 Theft Protection – Covers break-ins or stolen items
• 🔥 Fire, Water, and Storm Damage – Protects stored belongings against common risks
• 📦 Transit Coverage (optional) – Extends coverage while moving items to or from storage

📝 Is Storage Unit Insurance Mandatory in Ontario?

• By law: Storage insurance is not required in Ontario.
• By storage facilities: Many facilities require proof of insurance before renting a unit.
• By home policies: Some home or tenant insurance policies extend limited coverage to stored items — but often with dollar limits and exclusions.

👉 A dedicated storage unit policy ensures you’re not left underinsured.

🌟 Who Needs Storage Unit Insurance?

• Renters and homeowners storing extra furniture, appliances, or seasonal gear
• Small business owners storing inventory, tools, or records
• Students storing belongings during the school year or moves
• Collectors storing valuable items outside the home

🌟 Optional Coverages You Can Add

• High-Value Item Coverage – Jewelry, art, antiques, or collectibles beyond standard limits
• Flood & Sewer Backup Coverage – Protection from water-related damage
• Extended Theft Protection – Higher limits for targeted items like electronics
• Identity Theft Coverage – If personal records stored offsite are stolen

🛡️ Why Use a Broker for Storage Unit Insurance?

Not all policies are the same — and relying on your home insurance could leave gaps. Our brokers help you:

• ✅ Review if your home/tenant policy extends to storage
• ✅ Fill coverage gaps with tailored storage protection
• ✅ Compare rates from Ontario’s top insurers
• ✅ Customize coverage based on the value of your stored items.