Trailer Insurance in Ontario, Canada

Protection Wherever the Road Takes You

Whether you own a utility trailer, travel trailer, RV, or camper, proper insurance ensures your investment is protected — on the road and at rest. At Solutions Insurance Group, we provide customized trailer insurance solutions so you can tow with confidence.

🔎 What Is Trailer Insurance?

Trailer insurance protects your trailer against financial loss if it’s damaged, stolen, or involved in an accident. It also provides liability coverage if your trailer causes injury or damage to others.

Coverage may include:

• 🚚 Repair or replacement of your trailer after an insured loss
• ⚖️ Liability coverage if your trailer causes injury or property damage
• 🏕️ Protection for contents inside your trailer (camping gear, personal items, equipment)
• 🔒 Coverage for theft, fire, storms, and vandalism

📝 Is Trailer Insurance Mandatory in Ontario?

It depends on the type of trailer:

• Utility Trailers & Towable Trailers: Covered for liability under the towing vehicle’s auto insurance — but damage or theft to the trailer itself is not covered unless you buy separate trailer insurance.
• Travel Trailers & RVs: If financed, your lender may require insurance. Even if not, coverage is strongly recommended to protect against costly losses.
• Park Models & Seasonal Trailers: May require specialized insurance similar to cottage or property coverage.
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🌟 Optional Trailer Coverages

You can customize protection for your trailer with:

• Collision Coverage – Pays for trailer damage in a crash
• Comprehensive Coverage – Covers theft, fire, vandalism, and weather damage
• Contents Coverage – Protects belongings inside your trailer (camping gear, electronics, etc.)
• Emergency Roadside Assistance – Covers towing or recovery if your trailer breaks down
• Vacation Liability Coverage – Protects you if someone is injured at your campsite or trailer location
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🛡️ Why Choose a Broker for Trailer Insurance?

Not all trailers are the same — and neither are insurance policies. Our brokers help you:

• ✅ Understand how your auto policy covers your trailer (and where gaps exist)
• ✅ Compare rates from top insurers for the best protection
• ✅ Customize coverage for your trailer type, usage, and lifestyle.
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